I would say the "no inside foos" is your standard business error of stepping over dollars to pick up dimes. She saves on whatever she pays Jim, she may make a profit on the videos she produces, but she so dramatically will damage her tour brand that it will cost her, in the long run.
Of course, for those of you who don't know me well, please feel free to believe I could be wrong because there is, after all, a non-zero chance of that.
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